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尚塔尔乔治
按揭贷款主任
核磁测井# 1837352
Contractors, moving boxes, yardwork, gutters—homebuyers have enough on their plates. It’s why we make the lending process as straightforward as possible, 提供有竞争力的价格, fast pre-approval decisions and a variety of mortgage products with limits as high as $2 million on properties anywhere in the US.* Find what’s right for you and start planting your roots.
零首付按揭
从正确的角度出发.
对于首次购房者, even a 10% down payment can feel like a reach. We can help by financing up to 100% of your purchase price up to $1.如果你符合条件，五百万，而且利率固定.
- 无需首付款
- 没有私人按揭保险
- Available on the purchase of a primary residence in Maryland, Virginia, D.C., Pennsylvania, West Virginia, New Jersey, North Carolina, and Delaware
- Members pay closing costs and meet reserve requirements
mortgages@scottvinciactor.com1
703.526.0200 x2
再融资
找到一个更好的价格，节省数千美元.
生活变化. 抵押贷款也应该如此. Refinance and you may achieve financial flexibility, 减少月供, adjust the length of your loan or even cash out on your existing loan.
- Lock in a rate that fits your needs today, not yesterday
- 常规，FHA和VA选项可用
- Available for primary residence, second homes, investment properties
- Available for single-family homes, townhomes, PUDs and condos
- 附属住宅单位 (ADU)融资选择
mortgages@scottvinciactor.com1
703.526.0200 x2
固定利率按揭
Because nothing’s more important than peace of mind.
Keep your monthly payment predictable: Lock in your interest rate for the life of the loan, 为了内心无价的平静.
- Rate stays fixed for the life of the loan for added peace of mind
- 可选择15年、20年或30年的期限
- Available on primary residences, second homes and investment properties
mortgages@scottvinciactor.com1
703.526.0200 x2
大额贷款
为你下一次大采购准备.
你有远大的梦想吗? Borrow up to $2,000,000 with a Jumbo mortgage from ACFCU. These mortgages typically have both higher interest rates and credit score requirements, but may be ideal if you’re trading up to a bigger home.
- Fixed rate mortgages with terms of 15 or 30 years
- Available on primary residences, second homes and investment properties
mortgages@scottvinciactor.com1
703.526.0200 x2
95% - 97%
跌得多一点，涨得多一点.
Have a little bit of a down payment for your home? Apply for this mortgage, which is for homebuyers who put down 3% to 5% on your home purchase.
- Finance as much as 97% of your home’s purchase price
- 需要私人按揭保险(PMI)
- 只适用于主要住宅
mortgages@scottvinciactor.com1
703.526.0200 x2
VA贷款
奖励那些服务过的人.
退伍军人可用, service members and surviving military spouses, VA贷款需要0美元的首付, provide lower average interest rates and come guaranteed by the U.S. 退伍军人事务部.
FHA贷款
排位赛可能比你想象的要容易.
少则3.政府担保的抵押贷款首付5%. FHA loans are insured by the Federal Housing Association and are more forgiving toward credit histories and qualifying ratios.
- 低3.需要5%首付款
- 对信用瑕疵更宽容
- 是首次购房者的理想选择
- Down payment can be a gift or a loan to the borrower from a family member or state housing agency program
- 只适用于主要住宅
mortgages@scottvinciactor.com1
703.526.0200 x2
反向抵押贷款
以房屋净值为基础借钱.
A reverse mortgage is a unique loan that allows you to convert a portion of the equity of your home into tax-free funds2, giving you greater financial flexibility and stability for the future.
It can be a smart and safe way to convert the equity in your home into retirement income.
如果你是房主 62岁或以上 beat365体育亚洲官网在线的反向抵押贷款专家， 金伯利做到的, to see if a reverse mortgage is right for you3.
- 补充退休收入
- 进行房屋维修或改造
- 支付医疗或长期费用
- Delay collecting Social Security, for a larger monthly benefit
- Establish 信用额度 that you can tap into as needed
- 购买新房
Depending on your qualifications and eligibility, you can receive your funds in a lump-sum distribution, 信用额度, 按月或定期付款, 或者这些支付的任意组合.
To learn more about how a reverse mortgage can benefit you, please contact our reverse mortgage specialist:
金伯利做到的
核磁测井# 392902
888.774.9361
首付款援助
对于首次购房者 & 365体育投注英超联赛欧冠合作伙伴.
我们相信我们所服务的365体育投注英超联赛欧冠. It’s why we work with a number of organizations to provide low- and no-down payment loan assistance programs to low-income and first-time homebuyers.
- Available to eligible first-time homebuyers and qualified 365体育投注英超联赛欧冠合作伙伴 such as law enforcement officers, 教育工作者, 消防员和医护人员
- Get up to $4 for every $1 saved (maximum is $5,000 for first-time buyers; $7,500(365体育投注英超联赛欧冠伙伴)
- First-time homebuyers must also complete a financial literacy course
我们和你在一起，每一步
顺便说一下.
Whether you’re moving into your first home—or moving up to your “forever” one—ACFCU is here with the right mortgage and sound advice.
快速的答案
From pre-approval to closing in under 30 days
循序渐进的指导
认识你的团队
beat365体育亚洲官网在线选择阿灵顿
作为一家提供全方位服务的信用合作社, we’re a cooperative of members like you who know that by coming together, 我们都能在理财之旅中受益.
金融权力
We’re here to help our members—and neighbors—meet their financial goals and live their best lives.
有益的经验
We think there’s nothing more rewarding than serving our members—and believe one good turn deserves another.
最大的完整性
We not only meet your financial needs, we commit to being a good neighbor and serving with integrity.
小字
适用贷款和会员资格要求. 由NCUA联邦保险. 平等房屋贷款机构. 核磁测井# 477974. 中华全国总工会并不只为购买土地提供资金.
1Please do not submit your account number or social security number via email or contact form. 信息 sent is at risk of loss of confidentiality if the 信息rmation is transmitted over the inter网.
2请咨询您的税务顾问.
3Credit Union Mortgage Association (CUMA) is a third party and we do not offer or accommodate this loan program, 仅参考. 金伯利做到的 is not an employee at Arlington 365体育投注英超联赛欧冠 Federal Credit Union.
